body         { font-family: Arial; font-size: 12pt; color: #004080; text-align: Justify }
h1           { font-family: Arial; font-size: 18pt; color: #004080; font-weight: bold; 
               text-align: Center }
h2           { font-family: Arial; font-size: 14pt; color: #004080; text-align: Center }
h3           { font-family: Arial; font-size: 12pt; color: #004080; font-weight: bold }